• Driver’s License
  • How Old To Rent A Car
  • Rent A Car
  • Start Here
  • Contact
Simple Rent Car
  • Driver’s License Requirements
    • Can I Drive in Tennessee with an International Driving License?
    • Can I Rent a Car with A Temporary License
    • Can You Rent A Car For Someone Else
    • Can You Rent a Car If You Have A DUI?
    • Can You Rent a Car with a Passport?
    • Can You Rent a Car with a Restricted License
    • Do Car Rental Companies Check Your Driving License?
    • Do I Need an International Driving License for the USA?
    • How Long Does an International Driver’s Permit Last?
    • How Old To Rent A Car? Rental Car Age Requirements & Restrictions
    • What Countries Accept International Driving Permits?
    • Where Can I Rent A Car For Driving Test?
  • How Old To Rent A Car
    • Does I-4 in Florida have Tolls?
    • How Old Do You Have to Be to Rent a Car in Alabama?
    • How Old Do You Have to Be to Rent a Car in Alaska?
    • How Old Do You Have to Be to Rent a Car in Arizona
    • How old do you have to be to rent a car in Arkansas?
    • How Old Do You Have To Be To Rent A Car In Canada
    • How old do you have to be to rent a car in Colorado
    • How Old Do You Have to Be to Rent a Car in Connecticut?
    • How Old Do You Have To Be To Rent A Car In Florida
    • How Old Do You Have to Be to Rent a Car in Hawaii
    • How Old Do You Have to Be to Rent a Car in Illinois
    • How Old Do You Have To Be To Rent A Car In Italy
    • How Old Do You Have To Be To Rent A Car In Maine?
    • How Old Do You Have To Be To Rent A Car In Mississippi?
    • How Old Do You Have to Be to Rent a Car in Missouri?
    • How Old Do You Have to Be to Rent a Car in Nevada?
    • How old do you have to be to rent a car in New Jersey
    • How Old Do You Have To Be To Rent A Car In New Mexico?
    • How Old Do You Have to Be to Rent a Car in North Carolina?
    • How Old Do You Have to Be to Rent a Car in Oklahoma?
    • How Old Do You Have to Be to Rent a Car in Oregon
    • How Old Do You Have to Be to Rent a Car in South Carolina?
    • How Old Do You Have to Be to Rent a Car in Texas
    • How Old Do You Have To Be To Rent A Car In Washington
    • How old do you have to be to rent a car in Wisconsin?
    • How Old Do You Have to Be to Rent a Car in Wyoming?
    • How Old Do You Have to Be to Rent a Uhaul?
    • How Old Do You Need to Be to Rent a Car in Georgia?
    • How Old Do You Need to Be to Rent a Car in Indiana?
    • How Old Do You Need to Be to Rent a Car in Massachusetts?
    • How Old Do You Need to Be to Rent a Car in Montana?
    • How Old Do You Need to Be to Rent a Car in Ohio?
    • How Old Do You Need to Be to Rent a Car in Pennsylvania?
    • How old do you need to be to rent a car in Rhode Island?
    • How Old Do You Need To Be To Rent A Car In Tennessee?
    • How Old Do You Need To Be To Rent A Car In Utah?
    • How Old Do You Need to Be to Rent a Car in Virginia?
    • How Old To Rent A Car In California
    • Which car rental companies charge extra for drivers over 70?
  • Rent A Car
    • 15 Best Car Rental Apps
    • 20 Ways to Rent a Car for Cheap
    • 55+ Car Rental Statistics You Need To Know
    • Are Dogs Allowed in Rental Cars?
    • Automatic vs Manual: Which is Better?
    • Avis vs Alamo: Which is Better?
    • Avis vs Enterprise vs Hertz: Which is Better?
    • Avis vs Hertz: Which is Better?
    • Avis vs National Car Rental: Which is Better?
    • Avis vs Thrifty: Which is Better?
    • Can a Tourist Rent a Car in the USA?
    • Can Americans Rent a Car in the UK?
    • Can Anything Bad Happen if You Drive a Rental Car Out of State?
    • Can I Rent a Car in Spain: A Comprehensive Guide for Travelers
    • Can I Rent a Car with a $300 Credit Limit?
    • Can I Rent my Car through Turo to Help Pay off my Lease?
    • Can I Return My Rental Car Early?
    • Can I Take a Rental Car to Mexico?
    • Can You Extend a Car Lease?
    • Can You Extend a Car Rental?
    • Can You Rent a Car from An Airport Without Flying?
    • Can You Rent a Car in One State and Return It in Another
    • Can You Rent a Car Seat at the Airport? Uncovering the Facts
    • Can You Rent a Car to Drive to Alaska?
    • Can You Rent a Car with a Secured Credit Card?
    • Can You Rent a Car with an Ignition Interlock License?
    • Can You Rent a Car with SR22 Insurance? A Comprehensive Guide
    • Can You Rent Car Seats?
    • Can You Rent Two Cars At Once? (Under 1 Name)
    • Can You Sleep in a Rental Car?
    • Can You Take a National Rental Car into Canada?
    • Can You Take a Rental Car to Canada?
    • Can You Tint the Windows on a Rental Car?
    • Can You Tow a Trailer with a Rental Car?
    • Can You Transfer Sirius To A Rental Car
    • Do Car Dealerships Rent Cars?
    • Do Car Rental Companies Allow Towing?
    • Do Rental Cars Have Cameras?
    • Do rental cars have CD players?
    • Do Rental Cars Have Restrictions on Traveling to Canada?
    • Do You Need a Car In LA?
    • Do You Need a Car in Miami?
    • Do You Need a Car in Myrtle Beach?
    • Do You Need a Car in New Orleans
    • Do You Need a Car in New York City
    • Do You Need a Car In Savannah?
    • Do You Need a Car in Vancouver?
    • Do You Need to Rent a Car in Austin?
    • Do You Need To Rent A Car In Hawaii?
    • Does AAA Cover Rental Cars?
    • Does Avis Offer Standard Roadside Assistance?
    • Does Budget Allow You to Travel Out of State with a Rental Car?
    • Full Size Rental Car Examples
    • Hertz vs Alamo: Which is Better?
    • Hertz vs Enterprise: Which is Better?
    • Hertz vs National Car Rental: Which is Better?
    • Hertz vs Thrifty: Which is Better?
    • How Do I Rent a Car to Travel Out Of State?
    • How Do I Rent a Nice Car for Prom?
    • How does Zipcar know when you return the car?
    • How Far in Advance Should I Rent a Car?
    • How Much Does It Cost To Rent A Ferrari?
    • How Much Is It to Rent a Car in Japan?
    • How Much to Rent a Car for 3 Days
    • How to Drop Off a Rental Car After Hours?
    • How To Rent a Car For Uber?
    • How to Rent a Car Without a Credit Card
    • How to Rent a Car Without Getting Ripped Off
    • How to Rent My Car Out?
    • Intermediate Rental Car Examples
    • Is It Bad to Buy a Rental Car?
    • Is It Worth Renting a Car in London?
    • Mid Size Rental Car Examples
    • Most Common Car in Florida: What’s Dominating the Sunshine State’s Roads?
    • Pet Friendly Car Rental: Your Ultimate Guide
    • Rent a Car in New Jersey: Your Ultimate Guide to Affordable Transportation
    • Rent Manual Car: 10 Ways to Rent a Manual Car
    • Rental Car After Hours Pickup: 16 Tips & Tricks To Consider
    • Should I Rent a Car in Alaska?
    • Should I Rent A Car In Albuquerque?
    • Should I Rent a Car in Amsterdam?
    • Should I Rent a Car in Antigua?
    • Should I Rent a Car in Aruba?
    • Should I Rent A Car In Atlanta?
    • Should I Rent A Car In Austin?
    • Should I Rent a Car in Barcelona? A Comprehensive Guide
    • Should I Rent A Car In Boston?
    • Should I Rent a Car in Brazil?
    • Should I Rent a Car in Cabo?
    • Should I Rent A Car In Cancun?
    • Should I Rent a Car in Charleston, SC?
    • Should I Rent A Car In Charlotte?
    • Should I Rent A Car In Chicago?
    • Should I Rent A Car In Columbus?
    • Should I Rent a Car in Costa Rica?
    • Should I Rent a Car in Curacao?
    • Should I Rent A Car In Dallas?
    • Should I Rent A Car In Denver?
    • Should I Rent A Car In Detroit?
    • Should I Rent a Car in Disney World?
    • Should I Rent A Car In El Paso?
    • Should I Rent A Car In Fort Worth?
    • Should I Rent A Car In Fresno?
    • Should I Rent a Car in Greece?
    • Should I Rent A Car In Houston?
    • Should I Rent a Car in Ibiza?
    • Should I Rent A Car In Indianapolis?
    • Should I Rent a Car in Italy?
    • Should I Rent A Car In Jacksonville?
    • Should I Rent a Car in Juneau?
    • Should I Rent a Car in Kauai?
    • Should I Rent A Car in Las Vegas?
    • Should I Rent A Car In Los Angeles?
    • Should I Rent A Car In Louisville?
    • Should I Rent A Car in Maryland?
    • Should I Rent A Car In Maui Or Uber?
    • Should I Rent A Car In Memphis?
    • Should I Rent a Car in Mexico City?
    • Should I Rent A Car In Miami?
    • Should I Rent A Car In Michigan?
    • Should I Rent A Car In Milwaukee?
    • Should I Rent A Car In Minneapolis?
    • Should I Rent a Car in Montreal?
    • Should I Rent A Car In Nashville?
    • Should I Rent a Car in Nassau?
    • Should I Rent A Car in New Orleans?
    • Should I Rent A Car In New York?
    • Should I Rent a Car in Oahu?
    • Should I Rent A Car In Oklahoma City?
    • Should I Rent A Car In Orlando?
    • Should I Rent A Car In Philadelphia?
    • Should I Rent A Car In Phoenix?
    • Should I Rent A Car In Portland?
    • Should I Rent a Car in Puerto Vallarta?
    • Should I Rent a Car in Quito?
    • Should I Rent a Car in Riviera Maya?
    • Should I Rent A Car in Sacramento?
    • Should I Rent A Car In San Antonio?
    • Should I Rent A Car In San Diego?
    • Should I Rent A Car In San Francisco?
    • Should I Rent A Car in San Jose?
    • Should I Rent a Car in San Juan?
    • Should I Rent a Car in Santorini?
    • Should I Rent A Car In Seattle?
    • Should I Rent A Car In Skagway?
    • Should I Rent a Car in St. Lucia?
    • Should I Rent a Car in St. Thomas?
    • Should I Rent a Car in the Dominican Republic?
    • Should I Rent a Car in Toronto?
    • Should I Rent A Car In Tucson?
    • Should I Rent a Car in Tulum?
    • Should I Rent A Car In Washington?
    • Should I Rent a Car or Uber in Portland?
    • Sixt Rent a Car in NYC: The Best Way to Get Around
    • Standard Car vs Automatic: Which is Better?
    • The 10 Best Cars to Rent
    • The 6 Best Car Rental Apps
    • What Do You Need To Rent A Car From Hertz?
    • What Happens If You Crash a Rental Car Without Insurance?
    • What is a Full Size Rental Car
    • What Is A Mid Size Rental Car?
    • What Is a Standard Car
    • What Is An Intermediate Size Car?
    • What is the Most Common Car in Hawaii?
    • What to Ask When Renting a Car?
    • When is the Best Time to Rent a Car?
    • Where Can I Rent a Car Lift: Your Ultimate Guide
    • Where Can I Rent a Car with Cash?
    • Where is Alamo Car Rental in Las Vegas Airport?
    • Where is Dollar Rental Car at Las Vegas Airport
    • Where is Fox Car Rental in Las Vegas
    • Who’s Responsible for a Rental Car Flat Tire?
  • Road Trips
    • 10 Scenic Drives in Toronto for Car Rental Enthusiasts
    • 15 Best Places To Visit In Vancouver Without A Car
    • 30+ Good Songs to Scream in the Car
    • Albuquerque to Santa Fe – Distance, Drive Hours, Stops & Best Driving Route
    • Anchorage to Seward, Alaska – Distance, Drive Hours, Stops & Best Driving Route
    • Anchorage to Valdez – Distance, Drive Hours, Stops & Best Driving Route
    • Asheville to Gatlinburg – Distance, Drive Hours, Stops & Best Driving Route
    • Atlanta to Charlotte – Distance, Drive Hours, Stops & Best Driving Route
    • Atlanta to Chattanooga – Distance, Drive Hours, Stops & Best Driving Route
    • Atlanta to New Orleans Drive: A Road Trip Guide
    • Atlanta to Panama City Drive – Ultimate Road Trip Guide
    • Atlanta to Savannah – Distance, Drive Hours, Stops & Best Driving Route
    • Billings to Yellowstone National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Birmingham to Nashville – Distance, Drive Hours, Stops & Best Driving Route
    • Boise to Sun Valley – Distance, Drive Hours, Stops & Best Driving Route
    • Boston to Bar Harbor – Distance, Drive Hours, Stops & Best Driving Route
    • Boston to Burlington – Distance, Drive Hours, Stops & Best Driving Route
    • Boston to Myrtle Beach Drive – Ultimate Road Trip Guide
    • Buffalo to Niagara Falls – Distance, Drive Hours, Stops & Best Driving Route
    • Burlington to Stowe – Distance, Drive Hours, Stops & Best Driving Route
    • California To Missouri – Distance, Drive Hours, Stops & Best Driving Route
    • Can I Drive a Rental Car from El Paso to Mexico?
    • Can You Travel in Kauai Without a Car?
    • Charles to New Orleans – Distance, Drive Hours, Stops & Best Driving Route
    • Charleston to Asheville – Distance, Drive Hours, Stops & Best Driving Route
    • Charleston to Savannah – Distance, Drive Hours, Stops & Best Driving Route
    • Chicago to Indianapolis – Distance, Drive Hours, Stops & Best Driving Route
    • Chicago to Minneapolis – Distance, Drive Hours, Stops & Best Driving Route
    • Columbus to Cleveland – Distance, Drive Hours, Stops & Best Driving Route
    • Dallas to Destin – Distance, Drive Hours, Stops & Best Driving Route
    • Dallas to El Paso – Distance, Drive Hours, Stops & Best Driving Route
    • Dallas to Oklahoma City – Distance, Drive Hours, Stops & Best Driving Route
    • Dallas to San Antonio Drive Hours – Ultimate Road Trip Guide
    • Denver to Aspen – Distance, Drive Hours, Stops & Best Driving Route
    • Denver to Colorado Springs – Distance, Drive Hours, Stops & Best Driving Route
    • Denver to Durango, Colorado – Distance, Drive Hours, Stops & Best Driving Route
    • Denver to Phoenix Drive – Drive Hours, Stops & Best Driving Route
    • Do You Need a Rental Car in Key West?
    • Duluth to Grand Marais – Distance, Drive Hours, Stops & Best Driving Route
    • Fargo to Theodore Roosevelt National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Florida to Arizona – Distance, Drive Hours, Stops & Best Driving Route
    • Florida to Texas Drive – Ultimate Road Trip Guide
    • Houston to Austin – Distance, Drive Hours, Stops & Best Driving Route
    • Houston to New Orleans – Distance, Drive Hours, Stops & Best Driving Route
    • How Do I Return My Rental Car At The Airport?
    • How does Florida’s Toll-By-Plate work? -A Comprehensive Guide
    • How Long Does it Take to Drive 1000 Miles?
    • How Long Does It Take to Get Approved for Zipcar
    • How long is 500 miles in hours?
    • Huntsville to Atlanta Drive – Ultimate Road Trip Guide
    • In What Types Of Weather Do Most Collisions Occur?
    • Indianapolis to Louisville – Distance, Drive Hours, Stops & Best Driving Route
    • Jackson, WY to Yellowstone National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Kansas City to Denver – Distance, Drive Hours, Stops & Best Driving Route
    • Kansas City to St. Louis – Distance, Drive Hours, Stops & Best Driving Route
    • Knoxville to Asheville Drive – Ultimate Road Trip Guide
    • Lake Tahoe to Las Vegas – Distance, Drive Hours, Stops & Best Driving Route
    • Las Vegas to Houston – Distance, Drive Hours, Stops & Best Driving Route
    • Las Vegas to Zion National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Los Angeles to San Diego – Distance, Drive Hours, Stops & Best Driving Route
    • Madison to Milwaukee – Distance, Drive Hours, Stops & Best Driving Route
    • Memphis to New Orleans – Distance, Drive Hours, Stops & Best Driving Route
    • Miami to Houston – Distance, Drive Hours, Stops & Best Driving Route
    • Miami to Key West – Distance, Drive Hours, Stops & Best Driving Route
    • Montana to Indianapolis – Distance, Drive Hours, Stops & Best Driving Route
    • Nashville to Asheville – Distance, Drive Hours, Stops & Best Driving Route
    • Nashville to Houston – Distance, Drive Hours, Stops & best driving route
    • Nashville to Louisville – Distance, Drive Hours, Stops & Best Driving Route
    • Nashville to Memphis – Distance, Drive Hours, Stops & Best Driving Route
    • New York City to Cape Cod – Distance, Drive Hours, Stops & Best Driving Route
    • New York City to Niagara Falls – Distance, Drive Hours, Stops & Best Driving Route
    • New York to Arizona – Distance, Drive Hours, Stops & Best Driving Route
    • Palm Springs to Las Vegas – Distance, Drive Hours, Stops & Best Driving Route
    • Phoenix to Flagstaff – Distance, Drive Hours, Stops & Best Driving Route
    • Phoenix to Sedona – Distance, Drive Hours, Stops & Best Driving Route
    • Pittsburgh to Hershey – Distance, Drive Hours, Stops & Best Driving Route
    • Portland to Crater Lake National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Portland to Eugene – Distance, Drive Hours, Stops & Best Driving Route
    • Portland to Mount Hood – Distance, Drive Hours, Stops & Best Driving Route
    • Portland, Maine to Acadia National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Providence to Cape Cod – Distance, Drive Hours, Stops & Best Driving Route
    • Raleigh to Asheville – Distance, Drive Hours, Stops & Best Driving Route
    • Rapid City to Yellowstone National Park – Distance, Drive Hours, Stops & Best Driving Route
    • Reno to Las Vegas – Distance, Drive Hours, Stops & Best Driving Route
    • Richmond to Virginia Beach – Distance, Drive Hours, Stops & Best Driving Route
    • Salt Lake City to Jackson Hole Drive – Ultimate Road Trip Guide
    • Salt Lake City to Moab, Utah – Distance, Drive Hours, Stops & Best Driving Route
    • San Antonio to Austin – Distance, Drive Hours, Stops & Best Driving Route
    • San Diego to Atlanta – Distance, Drive Hours, Stops & Best Driving Route
    • San Diego to Joshua Tree National Park – Distance, Drive Hours, Stops & Best Driving Route
    • San Diego to Santa Barbara – Distance, Drive Hours, Stops & Best Driving Route
    • San Francisco to Lake Tahoe – Distance, Drive Hours, Stops & Best Driving Route
    • San Francisco to Los Angeles – Distance, Drive Hours, Stops & Best Driving Route
    • Santa Barbara to San Diego – Distance, Drive Hours, Stops & Best Driving Route
    • Santa Fe to Albuquerque – Distance, Drive Hours, Stops & Best Driving Route
    • Santa Fe to Taos – Distance, Drive Hours, Stops & Best Driving Route
    • Savannah to Jacksonville – Distance, Drive Hours, Stops & Best Driving Route
    • Seattle to Leavenworth – Distance, Drive Hours, Stops & Best Driving Route
    • Seattle to Vancouver – Distance, Drive Hours, Stops & Best Driving Route
    • St. Louis to Memphis – Distance, Drive Hours, Stops & Best Driving Route
    • Standard Car vs Full Size Car: Which is Better?
    • Tampa to Tallahassee Drive – Drive Hours, Stops & Best Driving Route
    • Tennessee to Florida – Distance, Drive Hours, Stops & Best Driving Route
    • Texas to Alabama – Distance, Drive Hours, Stops & Best Driving Route
    • Texas to Tennessee – Distance, Drive Hours, Stops & Best Driving Route
    • Utah to California – Distance, Drive Hours, Stops & Best Driving Route
    • Utah to Colorado – Distance, Drive Hours, Stops & Best Driving Route
    • Virginia to Florida – Distance, Drive Hours, Stops & Best Driving Route
    • What is It Like to Drive in Miami?
  • About
    • Start Here
    • Work With Bill
    • Contact
Simple Rent Car
How old do you have to be to rent a car in New Mexico?

How Old Do You Have To Be To Rent A Car In New Mexico?

How Old Do You Have To Be To Rent A Car In Maine?

How Old Do You Have To Be To Rent A Car In Maine?

How old do you need to be to rent a car in Rhode Island?

How old do you need to be to rent a car in Rhode Island?

How old do you have to be to rent a car in South Carolina

How Old Do You Have to Be to Rent a Car in South Carolina?

How Old Do You Need to Be to Rent a Car in Montana?

How Old Do You Need to Be to Rent a Car in Montana?

How old do you have to be to rent a car in New Mexico?

How Old Do You Have To Be To Rent A Car In New Mexico?

How Old Do You Have To Be To Rent A Car In Maine?

How Old Do You Have To Be To Rent A Car In Maine?

How old do you need to be to rent a car in Rhode Island?

How old do you need to be to rent a car in Rhode Island?

Home»Rental Car Insurance

Rental Reimbursement: What is it and How Does It Work?

Bill HinksonBy Bill HinksonMay 20, 2025No Comments9 Mins Read Rental Car Insurance
rental reimbursement
Share
LinkedIn Twitter Pinterest WhatsApp Email

Life is full of unexpected twists and turns, especially on the roads. When your vehicle is temporarily out of commission due to an accident or breakdown, it can be a source of stress and disruption.

Rental reimbursement coverage comes to the rescue, providing a solution that keeps you moving forward. Whether you’re a seasoned driver or a new car owner, understanding this coverage option is essential for a smoother journey through unexpected roadblocks.

Best Overall

Hertz Rent A Car

Hertz

J.D. Power ranks Hertz as the best car rental company in North America, and for good reason. Their focus on customer satisfaction means you’ll have a great time renting from them – from start to finish.

Go to site
Best Locations

Enterprise Rent A Car

Enterprise

Enterprise Rent-A-Car has locations all over the world, so they’re bound to have one close by. Plus, they offer a wide selection of cars – from economy to luxury – so you can find the perfect ride for your trip.

Go to site
Best Cheap Rental

Fox Rent A Car

Fox Rent-A-Car

Fox Rent-A-Car is the perfect solution for budget-minded travelers. They offer low rates on all of our vehicles, so you can hit the open road without breaking the bank.

Go to site

* With Expedia member prices, you could save 10% or more right now on thousands of cars.

What is Rental Reimbursement Coverage?

Rental reimbursement coverage, also known as ‘rental car coverage’ or ‘transportation expense coverage,’ is an optional car insurance add-on that covers the cost of a rental car while your vehicle is being repaired after a covered insurance claim.

Here are some key points about rental reimbursement coverage:

  1. Purpose: Rental reimbursement coverage is designed to provide financial assistance for temporary transportation when your vehicle is out of commission due to a covered event.
  2. Coverage Limits: The coverage typically has a daily and total limit. The daily limit represents the maximum amount the insurance company will pay per day towards the rental vehicle, while the total limit represents the maximum amount they will pay overall.
  3. Covered Events: Rental reimbursement coverage applies when your car is damaged in a covered incident, such as an accident, theft, vandalism, or a natural disaster, and requires repairs. It does not cover routine maintenance or general mechanical failures.
  4. Rental Duration: The coverage usually applies for a reasonable period, depending on the insurer’s guidelines and the time required to repair your vehicle. Common timeframes range from a few days to a few weeks.
  5. Reimbursement Process: To benefit from rental reimbursement coverage, you typically need to pay for the rental car upfront and keep the receipts. After the repairs are completed, you can submit the receipts to your insurance company for reimbursement, up to the specified limits.
  6. Eligibility: Rental reimbursement coverage is optional, so you need to add it to your auto insurance policy. It may be available to drivers with comprehensive and collision coverage, as well as those who solely carry liability coverage.
  7. Premium Cost: Adding rental reimbursement coverage to your auto insurance policy will increase your premium. The exact cost depends on various factors, including your location, driving history, and the coverage limits you choose.
  8. Alternative Transportation: In addition to rental cars, some insurance companies may also provide coverage for alternative transportation options like rideshare services or public transportation, depending on their policy terms.
  9. Coverage Exclusions: It’s important to review your insurance policy carefully, as certain exclusions may apply. For example, coverage may not apply if you already have access to a substitute vehicle or if you are at fault for the accident.
  10. Bundling Options: Some insurance providers offer rental reimbursement coverage as part of a package or bundle, combining it with other optional coverages like roadside assistance or gap insurance. This can provide convenience and potentially save you money.
RELATED
What Credit Cards Offer Rental Insurance?

Remember to consult with your insurance agent or provider for specific details about rental reimbursement coverage, as policy terms and conditions can vary.

It’s a great relief to have, but it’s also crucial to understand if your insurance covers rental cars and what it involves.

The Basics of Rental Reimbursement Coverage

Say your car has been in an accident and is now in the shop for repairs. This can be an inconvenient situation since you still need to get around. That’s where rental reimbursement coverage comes in.

While it’s not a legal requirement, many people opt for rental reimbursement coverage as part of their insurance policy. If your car is damaged in an accident, this coverage will pay for the cost of a rental car, up to a daily limit, while your vehicle is in the repair shop. It’s worth noting that coverage only applies if the damage to your car is part of a covered insurance claim.

Remember, even if your insurance provider like Geico or State Farm offers rental reimbursement coverage, it’s not automatically included in your policy. You need to choose it.

“Rental reimbursement coverage is an optional coverage that you can pay to add to your car insurance policy. If you are wondering whether or not you should add it to your policy, consider how you would get to work or school or run errands if your car was in the repair shop for a few weeks.”

How Does Rental Reimbursement Coverage Work?

In the event of an accident, the first thing you’d probably ask is how to get a rental car from an insurance claim. Here’s a step-by-step guide:

  1. Report the accident: The first step after an accident is to report it to your insurance company. They’ll need all the details to process your claim.
  2. Choose your rental car: If you have rental reimbursement coverage and your claim is approved, you’ll be allowed to rent a car. Remember, there’s usually a per-day and per-claim limit on what the insurer will cover.
  3. Wait for your car to be repaired: The rental is yours to use while your car is in the shop. You’ll want to keep in close contact with the repair shop so you’ll know when to return the rental.
  4. Return the rental: Once your car is ready, you’ll return the rental car. If the repair shop has taken longer than expected and you’ve gone over your coverage limit, you might have to pay some out-of-pocket costs.
  5. Get reimbursed: After you’ve paid for the rental, submit your receipts to your insurance company. They’ll reimburse you for the cost, up to your coverage limit.
RELATED
American Express Platinum Card Rental Car Insurance

In some cases, insurers have a direct billing relationship with rental car companies. In such cases, the insurance company pays the rental car costs directly, so you don’t have to worry about getting reimbursed. Progressive, for instance, is known for its ease of handling rental reimbursement claims.

“Note that the rental car you get may not be the same type as your damaged vehicle. You could receive a standard car, which can be manual or automatic, regardless of your own car’s type.”

How Long Will Insurance Cover A Rental Car After an Accident?

The length of time that your insurance will cover a rental car after an accident depends on your policy. It’s also subject to the repair time of your damaged vehicle. Some insurance policies, like Liberty Mutual’s, offer comprehensive rental reimbursement coverage. They provide a rental car for as long as your car is in the shop. However, you must understand how long will insurance cover a rental car after an accident in your specific situation.

Adding Rental Reimbursement Coverage to Your Policy

Now that you understand what rental reimbursement coverage is, you may be wondering how you can add it to your insurance policy. It’s as simple as contacting your insurance agent or broker, or adding it online if your insurer allows policy changes via the web.

However, before you rush to add this coverage, consider the cost and your potential need for a rental car. Do you have a backup transportation method if your car is in the shop? If not, rental reimbursement coverage can be invaluable.

But remember, this coverage varies across insurance companies. It’s essential to review and understand the specifics of your policy. For example, does your AAA car insurance cover rental cars? Or does Esurance car insurance cover rental cars? Make sure to understand your insurer’s terms and conditions thoroughly.

The Cost of Rental Reimbursement Coverage

Adding rental reimbursement coverage to your policy is usually quite affordable. Costs may range from $10 to $30 per year, depending on your insurer and the limits you choose. Of course, higher limits will mean higher premiums. However, given the high cost of renting a car, it might be worthwhile to consider this additional coverage.

RELATED
What Kind of Insurance Should I Get When Renting a Car Through Budget?

How to Claim Rental Reimbursement Coverage

Claiming rental reimbursement coverage is straightforward. As mentioned earlier, you’d start by reporting the accident to your insurer. Once your claim is approved, you can go ahead and rent a car. After you’ve paid for it, you can then submit your receipts to your insurer for reimbursement.

“Remember that the time to claim rental reimbursement is not after you’ve rented the car, but before you start the rental process. Ensure your claim is approved first.”

Alternatively, if your insurance company has a direct billing relationship with the rental car company, they will handle all the costs directly.

When Rental Reimbursement Coverage Comes in Handy

Having rental reimbursement coverage can be a lifesaver in many situations. Here are a few scenarios where you’ll be glad you added it to your policy:

  1. Car Accidents: This is the most common scenario where rental reimbursement coverage is useful. If your car is damaged in an accident and needs repairs, this coverage can get you a rental car to use in the meantime.
  2. Car Breakdowns: If your car breaks down and needs extensive repairs, rental reimbursement coverage can come to your aid. Remember, the coverage applies as long as the cause of the breakdown is a covered peril under your insurance policy.
  3. Car Theft: If your car is stolen, rental reimbursement coverage will pay for a rental car while you wait for your car to be recovered or replaced. However, this only applies if you have comprehensive coverage in your policy.

In a nutshell, rental reimbursement coverage is a small price to pay for the peace of mind and convenience it brings when your car is indisposed. Take a moment to consider your insurance options and whether they cover rental cars, whether it’s with State Farm, Geico, or any other insurer.

Conclusion

Life can be unpredictable, and so can be the journey of your car on the road. Having rental reimbursement coverage means one less thing to worry about when things go south. So, while it’s an optional add-on, the advantages it brings make it worth considering.

Now that you’re equipped with a comprehensive understanding of rental reimbursement coverage, it’s time to reassess your insurance policy. And remember, should you find yourself in need of a car, the rental process can be made simpler with the right coverage.

Avatar photo
Bill Hinkson

    I'm Bill Hinkson, a 37 year old writer who loves cars and traveling. I love exploring new places and love cars, so renting a car for my travels is most of the time the perfect way to find new adventures. After years of renting cars and sharing my findings with friends, I decided to start a blog so that I could help others save money and find the best possible car rental deals. I'm always on the lookout for a good deal, so be sure to check back often for new posts and tips on how to save money on your next car rental.

    Related Posts

    What is Considered Full Coverage on a Rental Car in Arizona?

    By Bill HinksonMay 21, 2025

    Non-Owner Car Insurance: What Is It and How Does It Work?

    By Bill HinksonMay 21, 2025

    How Do You Use Your Car Insurance On A Rental?

    By Bill HinksonMay 21, 2025

    Budget Insurance: Rental Car Insurance Coverage from Budget

    By Bill HinksonMay 20, 2025

    Does Farmers Car Insurance Cover Rental Cars

    By Bill HinksonMay 20, 2025

    How Do You Get Liability Insurance for a Rental Car?

    By Bill HinksonMay 20, 2025

    Does USAA Provide Coverage in Canada? Your Complete Guide

    By Bill HinksonMay 20, 2025

    Does Insurance Cover Rental Cars

    By Bill HinksonMay 20, 2025

    How Can I Get Free Rental Car Insurance?

    By Bill HinksonMay 20, 2025

    Can I Use My Gap Insurance on a Rental Car?

    By Bill HinksonMay 20, 2025
    Add A Comment

    Leave A Reply Cancel Reply

    Contents
    • What is Rental Reimbursement Coverage?
    • The Basics of Rental Reimbursement Coverage
    • How Does Rental Reimbursement Coverage Work?
    • How Long Will Insurance Cover A Rental Car After an Accident?
    • Adding Rental Reimbursement Coverage to Your Policy
    • The Cost of Rental Reimbursement Coverage
    • How to Claim Rental Reimbursement Coverage
    • When Rental Reimbursement Coverage Comes in Handy
    • Conclusion
    • Terms of Use
    • Privacy Policy
    • How We Make Money
    • Start Here
    • Contact
    © 2025 Simple Rent Car. All Rights Reseved.

    Type above and press Enter to search. Press Esc to cancel.