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How old do you need to be to rent a car in Rhode Island?

Bill HinksonBy Bill HinksonMay 21, 2025No Comments6 Mins Read How Old To Rent A Car
How old do you need to be to rent a car in Rhode Island?
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Renting a car can be quite a handy option, especially when visiting Rhode Island, the Ocean State. However, many people, particularly those who are new to car rentals, might wonder: “How old do you need to be to rent a car in Rhode Island?” The answer is nuanced, but don’t worry, we at Simple Rent Car are here to help.

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How old do you need to be to rent a car in Rhode Island?

The minimum age to rent a car in Rhode Island is 21 years old. However, keep in mind that rental car companies may have their own specific age requirements, and some may require renters to be 25 years old or older. Additionally, young drivers under the age of 25 may be subject to additional fees or restrictions when renting a car in Rhode Island. It is always best to check with the specific rental car company to understand their age-related policies and any potential extra charges.

Young Renter Fee: An Extra Cost for Youth?

The “Young Renter Fee” or “Underage Drivers Fee” is an extra charge that rental car companies impose on drivers under a certain age, typically 25. It’s not unique to Rhode Island, but rather a standard practice in the industry. The reason behind it is statistical; drivers under 25 are seen as more of a risk due to their relative lack of driving experience.

Rental Insurance: A Must-Have

Whether you’re a young renter or an experienced driver, one thing that all prospective renters should consider is car rental insurance. The question often arises: can I rent a car without insurance? The answer is yes, you technically can, but it’s highly discouraged.

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An interesting side note is that drivers with SR22 insurance can also rent a car. If you’re not familiar, SR22 insurance is a certificate of financial responsibility required for some drivers by state law.

Renting a car for professional purposes such as Uber is another case where insurance is a critical factor. In these scenarios, specific insurance policies that cover commercial use are necessary.

Renting Without a Credit Card

While insurance is a must, there’s one thing you might not need: a credit card. That’s right, you can rent a car without a credit card. Many rental companies do accept debit cards, but be sure to check their policies beforehand, as there may be additional requirements or checks for non-credit card rentals.

Renting Out Your Car in Rhode Island

Now, what if you’re on the other side of the rental equation? If you have a spare vehicle, you might be considering renting out your car. It can be an excellent way to earn some extra income. Just make sure to understand the implications, both in terms of insurance and potential wear and tear on your vehicle.

Additional Rental Considerations

Let’s not forget about the small details that can make a big difference. For instance, if you’re traveling with a young child, you may be wondering if you can rent car seats. The answer is yes, many rental companies do offer this option, but it’s always a good idea to confirm ahead of time.

Another common question we receive is if you can rent a car with a passport. This is especially relevant for international travelers. In most cases, the answer is yes, but you’ll also need a valid driver’s license.

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Understanding Rhode Island Rental Laws

Understanding the specific laws related to car rentals in Rhode Island can help you prepare for your rental experience. In addition to age requirements, these regulations cover a variety of aspects including driver’s license validity, insurance requirements, and more.

Driver’s License and Identification

One universal requirement is the possession of a valid driver’s license. This license must be valid for the entire rental period. However, it’s important to note that international drivers may be required to provide an International Driving Permit alongside their home country’s license. Remember, you can often rent a car using a passport as your primary form of identification.

Car Rental Insurance in Rhode Island

As we discussed before, car rental insurance is highly encouraged, whether you’re a Rhode Island resident or an out-of-state visitor. The rental company will offer you several types of insurance at the counter, including collision damage waiver (CDW), liability insurance, personal accident insurance (PAI), and personal effects coverage (PEC).

However, before you buy insurance from the rental company, check to see if your existing auto insurance or credit card provides rental car coverage. You might already be covered and not need to spend extra.

Payment Methods

Most car rental companies will require a valid credit card in the renter’s name at the time of pick-up. This card will often be charged for the rental cost, plus a security deposit. This deposit is usually refunded after you return the car undamaged.

However, if you don’t have a credit card, you still have options. Renting a car without a credit card is possible with most companies, but usually requires a cash deposit instead.

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Additional Services and Equipment

When renting a car, you also have the option to rent additional equipment or services. This might include GPS systems, child seats, or even additional drivers. Most car rental companies offer car seat rentals, which can be a blessing for parents traveling with small children.

For those considering making a business out of their vehicle, you might wonder how to rent your car out. Just remember that the rules for this can be different, and you’ll need to follow specific regulations.

Other Things to Know Before Renting a Car in Rhode Island

While this guide covers the basics, there are always more specific questions you might have when renting a car. Here are some things you might want to ask when renting a car:

  • What are the fuel and mileage policies?
  • Is roadside assistance available?
  • Are there late or early return fees?
  • What are the rules for driving out of state?

Conclusion

Renting a car in Rhode Island is a process that goes beyond the age requirement of 21 years. Being well-informed about other vital aspects like insurance, payment methods, and additional services can make the experience hassle-free. Make sure to ask the right questions before signing your rental agreement, and don’t forget, you can even use your passport as a form of identification. Whether you’re planning to rent out your car or need a vehicle for a service like Uber, let Simple Rent Car be your comprehensive guide to a smooth and enjoyable car rental journey.

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Bill Hinkson

    I'm Bill Hinkson, a 37 year old writer who loves cars and traveling. I love exploring new places and love cars, so renting a car for my travels is most of the time the perfect way to find new adventures. After years of renting cars and sharing my findings with friends, I decided to start a blog so that I could help others save money and find the best possible car rental deals.

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    Contents
    • How old do you need to be to rent a car in Rhode Island?
    • Understanding Rhode Island Rental Laws
    • Additional Services and Equipment
    • Other Things to Know Before Renting a Car in Rhode Island
    • Conclusion
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    • Privacy Policy
    • How We Make Money
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